A better way to move money across borders

Each month, they looked up the real exchange rate on Reuters. Taavet put his euros into Kristo’s Estonian bank account, and Kristo topped up Taavet’s UK account with his pounds. Both got the currency they needed almost instantly, and neither paid an extra cent on bad exchange rates or unreasonable charges.

There was no waiting, no stress, and no extra cost. ‘There must be others like us…’ they thought. So they started a company, called it TransferWise, and hired a team to build the best way to send money between countries.

As we grew, we realised that people needed more than just money transfers. So we added a multi-currency account, a debit card, and a business account, and changed our name to Wise.

Sign up with Wise to start sending, spending, and receiving money internationally

Wise today.

Our name may have changed but the heart of what we do is always the same: helping people manage their money internationally more cheaply, quickly, and transparently.

Over 10 million people now trust us to move more than £4.5 billion every month, which saves them £3 million in bank fees every day. With the Wise account, they hold balances in over 55 currencies, and use our debit card to shop and spend while abroad.

We’ve partnered with banks and companies like Monzo, Bolt, and GoCardless, to bring their customers better international banking. And people like Richard Branson, and PayPal co-founder Max Levchin, among others, have invested in our vision.

Like our customers, we’ve become a bit more global — we’ve opened 14 offices, with over 2,400 employees. Just what you need when your mission is building money without borders.

Join us today for better international banking.


Three things we believe about sending money.

It should be low-cost and fair.

The real exchange rate is the only fair one — and that's the one you get with Wise. And we show all our fees upfront. Why? Because markups and hidden fees are unfair, and finance has been unfair for too long.

It should be easy.

Sending money should be stress-free – no matter how far it’s traveling. Our app and website are designed for you to manage your money on the go. And we’ve built a team that’s dedicated to keeping your money safe, and the process watertight.

It should be fast.

We believe that sending money should be as fast as sending an email. It takes a few minutes to set up your account, and most of our transfers go through instantly or on the same day.


See how our customers use us.

Read some of the stories of how Wise helps over 10 million people manage their money in our Lives Without Borders series.

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